Terms of Service

Last Updated: January 1, 2024

Agreement to Terms

By accessing or using the VegasFundNow website and services (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all the terms and conditions, you may not access or use the Service.

These Terms apply to all visitors, users, and others who access or use the Service. Please read them carefully before using our website.

Description of Service

VegasFundNow provides a free online loan marketplace that connects consumers seeking personal loans with a network of third-party lenders and financial service providers.

Important Disclaimer:

  • VegasFundNow is NOT a lender. We do not make loans or credit decisions.
  • We are not an agent, representative, or broker of any lender.
  • Submitting a request does not guarantee you will receive a loan offer or be approved for credit.
  • All loan terms, conditions, and approvals are determined solely by individual lenders.

Eligibility

To use our Service, you must:

  • Be at least 18 years of age
  • Be a legal resident of the United States
  • Have a valid Social Security Number
  • Have a valid bank account
  • Provide accurate and complete information

User Responsibilities

By using our Service, you agree to:

  • Provide accurate, current, and complete information in your loan request
  • Not provide false or misleading information
  • Not use the Service for any illegal purpose
  • Not interfere with or disrupt the Service
  • Not attempt to gain unauthorized access to our systems
  • Not use automated systems or software to extract data from the Service

Consent to Contact

By submitting a loan request through our Service and providing your contact information, you expressly consent to:

  • Receive calls, text messages, and emails from VegasFundNow and our network of lenders
  • Receive communications using automated technology, including auto-dialers and pre-recorded messages
  • Be contacted at the phone number(s) you provided, even if the number is on any Do-Not-Call list

Consent is not required as a condition of purchasing any goods or services. Standard message and data rates may apply.

Loan Terms and Conditions

All loan terms are determined by individual lenders. Typical terms include:

  • Loan Amounts: $100 to $50,000
  • APR Range: 5.99% to 35.99%
  • Repayment Terms: 90 days to 72 months

Repayment Example: A $5,000 personal loan with a 15% APR and 36-month term would have monthly payments of approximately $173 and total repayment of approximately $6,238.

Actual loan terms, rates, and fees will be disclosed by the lender before you accept any loan offer. You are under no obligation to accept any offer presented to you.

Credit Implications

Submitting a request through VegasFundNow typically does not directly impact your credit score. However:

  • Individual lenders may perform soft or hard credit inquiries
  • Hard inquiries may impact your credit score
  • Late or missed payments may be reported to credit bureaus
  • Lenders will disclose their credit check practices before you proceed

Intellectual Property

The Service and its original content, features, and functionality are owned by VegasFundNow and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Limitation of Liability

To the maximum extent permitted by law, VegasFundNow shall not be liable for:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Any loss of profits, data, use, goodwill, or other intangible losses
  • Any actions or decisions of third-party lenders
  • Any loan terms or conditions offered by lenders

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of the Service after any changes constitutes acceptance of the new Terms.

Contact Us

If you have questions about these Terms of Service, please contact us at:

VegasFundNow

Email: [email protected]

Support: [email protected]